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Mobile banking

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Legal information

For our mobile phone banking service

This mobile phone banking service is provided by the Isle of Man Bank Limited.

This mobile phone banking service is governed by the Business Banking/Non-Personal Terms & Conditions, which have been provided to and accepted by the account holder and include our privacy policy which contains details of how we and others will use your information. Additionally, by installing this app you will be deemed to have accepted the Terms of License.

The Mobile Phone Banking Service is supplied by Monitise Limited in association with Royal Bank of Scotland PLC. Applying for Mobile Phone Banking Service may enable other members of the RBS Group to access your account data and in subscribing for this service you consent to and authorise this access.

The use of this mobile phone banking service must also be in accordance with the Terms and Conditions of the iTunes store.

Terms of License for Isle of Man Bank mobile phone banking application

We hereby grant to you a non-assignable, non-transferable, non-exclusive Licence to use the mobile phone banking application (the "Application") (which shall include future updates made available to you from time to time provided you understand such updates may be subject to additional terms notified to you at the time such update is made available) subject to the following obligations and/or restrictions:

  • you may only use the Application on one single registered mobile phone belonging to you or under your control. You will need to register separately each additional or replacement mobile phone;
  • you may only use the Application for the purpose of receiving the Service and for no other purpose whatsoever;
  • the Application is licensed only to you and you shall not assign, sub-licence or grant any rights of use or any other rights in respect of the Application to any other person;
  • you shall not copy or reproduce in any way the whole or any part of the Application;
  • you shall not alter, modify or adapt the whole or any part of the Application;
  • you shall not remove or tamper with any copyright notice attached to or contained within the Application and you acknowledge and agree that as between us and you all ownership in the Application remains with us;
  • on any termination of the Service all rights granted to you in respect of the Application shall immediately cease.


  • The Licence shall commence upon your acceptance of the Licence or when you install the Application (whichever is first) and shall continue until terminated in accordance with the following clause or otherwise in accordance with the Licence.
  • The Licence will terminate automatically if you cancel the Service and/or uninstall the Application, or fail to comply with any term or condition of the Licence.

Upon termination of the Licence for any reason whatsoever you must uninstall the Application and destroy all copies of the Application including all components of it in your possession.

Law and Jurisdiction

Our relations with you and the formation, existence, construction, performance, validity and all aspects whatsoever of these Terms and this Licence will be governed by the laws of the jurisdiction in which the branch where your account(s) is located.

Acceptance Of Licence

You will be deemed to have accepted the terms of the Licence by installing the Application on any mobile phone.