Have more control of your own payment limits
Online banking available to customers aged 11+ with an Isle of Man Bank account. App available to customers aged 11+ with compatible iOS & Android devices and an Isle of Man, UK or international mobile number in specific countries.
To amend your personalised payment limits, you will need a card reader or mobile app registered for biometric approval and your online banking login details. Biometric approval is available to eligible app customers aged 16 or over.
Manage your payment limits
To provide you with extra protection against fraud and scams, you can manage your daily payment limits to suit your needs. The payment limits set the maximum amount you can pay across all services each working day.
The limits apply to payments made from your personal or business account to someone else and will not include bill payments.
Changing your payment limits
You can increase or reduce the limits for payments made from your mobile app or online banking, with a daily maximum of £20,000 for personal customers and £50,000 for business customers.
We recommend setting the payment limits to a level that suits your requirements.
What you’ll need:
- To be registered for online banking or the mobile app
- A card reader or mobile app registered for biometrics approval (biometric approval is available to eligible app customers aged 16 or over)
Step-by-step guides
Restrict payments made with your debit card
With the mobile app, you can choose to block certain transaction types available on your debit card such as contactless, online or gambling payments.
Making a payment above your daily payment limit
If you need to make a large value payment above the maximum payment limit, you can set up separate payments over a number of days.
Alternatively you can make a CHAPS payment through a branch however a fee will apply. Remember to take your debit card and proof of identification with you.