Our everyday account with no monthly fee

Yes. If you're a new or existing customer you’ll need to provide proof of ID, address and/or income. When you open an account with us, it is important we see these documents to protect you and the bank from the risk of fraud. We are unable to process your application without these documents.

If you’re completing your application online, we’ll send you an application pack in the post within 7-10 working days. Please sign the application form and return your documents to us in the pre paid envelope or by visiting your local branch. 

Please ensure that all items from the checklist below are included:

Completed application form, signed and dated

Confirmation of identity

Confirmation of address

Bank statement

For confirmation of identity we can accept any of the following documents which must have your signature and photograph:

• Current passport.
• Driving licence issued by the Isle of Man, Channel Islands, UK, Gibraltar, an EU member state, USA or Canada.
• National identity card (this excludes cards issued by the United Kingdom).

Please note:
We are unable to accept Russian passports for identity verification.

For confirmation of address we can accept any one of the following documents which must include your full name (or all initials and surname):

• Utility bill less than 6 months old (electricity, water, gas, landline telephone or rates bills). We can only accept where Isle of Man Bank has a presence.
• Bank/Building Society, Credit Card or Mortgage statement (must be less than 6 months old)

Please note:
We are unable to accept statements from our branch or mobile telephone bills for address verification.

If a PO Box address is shown, your residential address must also be visible on the document.

Other information required

• At least 1 month statement from your current bank
• We may ask for pay slips in addition

If you are returning your documents in the post, instead of taking them to one of our branches, your documents will need to be certified. The application pack you receive in the post will detail certification requirements. 

It can sometimes take up to 4 weeks to open your account. You can start your application online today if you're ready, this takes around 15 minutes. 

After completing an online application, we’ll send you an application pack in the post within 7-10 working days. Once you receive your application pack, you can take the requested documents in to any of our branches or return them, along with the signed application form, in the prepaid envelope provided. 

Alternatively, get in touch to arrange a branch appointment and our friendly staff will help you to complete an application.

Here's some of the information we'll ask for during your online application:

• Your personal details (name, date of birth etc.)
• Your address & contact details
• Your income details 
• Your tax identification number & passport number