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Current accounts & overdrafts

Day-to-day banking just how you like it

Our bank accounts

To apply you must be 18+ and resident in the Isle of Man.

Select

An account for your everyday banking needs
  • Easy to use Mobile app and Online banking service
  • Contactless Visa Debit Card for making purchases and withdrawing cash
  • Available as a joint account
  • No monthly fee

Gold

A bank account with extra benefits
  • Worldwide travel insurance for you, your partner and any dependents
  • Private motor excess insurance
  • Ten concierge service to help you make the most of your free time
  • £18 monthly fee

Foundation

A basic account with no overdraft or chequebook
  • Not available to apply for - may be offered if you’re not eligible for any of our other accounts
  • Easy to use Mobile app and Online banking service
  • Contactless Visa Debit Card
  • No monthly fee
     

Joint bank accounts

If you're looking to share your account with another person a joint bank account could make sense.

Select, our everyday bank account, and our extra-benefit Gold account are both available as joint accounts. 

Card Plus account

A current account for 11-18 year olds
  • Manage your account whenever you like with Online banking and our easy to use Mobile app
  • Withdraw cash at any cash machine in the UK, Channel Islands, Isle of Man, Gibraltar and abroad - anywhere that displays the Visa logo. Charges apply for overseas transactions
  • Earn interest on any money in your account
  • No monthly fee

To apply you must be 11-18 years old and resident in the Isle of Man.

Student account

To help manage your money through uni life
  • Contactless Visa Debit Card for making purchases and withdrawing cash
  • Bank on the go with our easy to use Mobile app
  • Apply for an interest free overdraft of up to £2,000, with up to £500 available in your first term of study. Subject to eligibility
  • No monthly fee

To apply you must be 17+ and resident in the Isle of Man. You must be completing a full-time undergraduate higher education course (lasting at least two years), or a full-time postgraduate course at a university or college of higher education in the UK.

Switching to us?

The Current Account Switch Service will do all the work when it comes to switching your bank account to us. This includes moving everything across from your old account to your new account with us, including Direct Debits and standing orders, all within 7 working days.

All you need to do is tell us the details of your old bank account and when you want the switch to start.

Something else we can help you with?