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Gold current account

A bank account with extra benefits

More than just a bank account...

For a monthly fee of £18, get more with gold.

  • Arranged overdraft with preferential rates and an £100 interest-free buffer available (subject to status).
  • Credit interest on current account balances
  • Travel insurance for you and your family, including winter sports cover
  • 24/7 dedicated concierge service
  • Private Motor Excess Insurance and car rental loss damage waiver insurance

Why choose a Gold account?

Travel

Travel insurance that offers you and your family comprehensive worldwide cover for trips up to 6 months or 17 days for Winter Sports (unless a Winter Sports Trip Extension has been agreed). Gold travel insurance is underwritten by AWP P&C SA and administered in the UK by Allianz Global Assistance.

Concierge service

Access to a concierge service that could help you with bookings, flights, holidays and more.

Insurance

You'll get private motor excess as well as car rental loss damage coverage.

Switch your account to us

The Current Account Switch Service makes switching from one bank or building society to another simple and stress-free. You can choose a switch date to suit you, just make sure you allow a minimum of 7 working days.

This service is only available to switch current account products. Any other products you have with your old bank will not be moved at the same time.

Common questions about insurance cover and benefits

Keep track of your finances

Online banking

Manage and keep track of your finances 24/7

With online banking you can view your accounts, make sterling & international payments, make transfers, pay bills and more without leaving your house.

Online banking available to customers aged 11+ with an Isle of Man Bank account.

Mobile app

Banking at your fingertips

Check your balances, make sterling & international payments, deposit a cheque, get cash without your debit card and more while on the move.

App available to customers aged 11+ with compatible iOS and Android devices and an Isle of Man, UK or international mobile number in specific countries.

Ready to apply?

Before you apply for a Gold current account, please review our eligibility criteria, important information and privacy details so you can make sure it's the right account for you.

Eligibility criteria

To apply for a Gold account with Isle of Man Bank you must be:

  • aged 18 or over and;
  • permanently resident in the Isle of Man.

Please review our important information

By clicking continue you’re confirming that you’ve been provided with, and have acknowledged our important documents. By proceeding with your application you also agree that you’ll receive your statements in a paperless format. We'll send you an email when your statements are ready to view in online banking.

How your information might be used

It's important for you to understand how we use and share your information. Please read our privacy notice for details on how we use your information and your rights.

Lets get started...

To speed up your application for a Gold account, we need to run through some quick questions with you. They'll only take a few minutes.

Do you already bank with us?
Please tell us if you already hold an Isle of Man Bank account.
Do you use Online Banking?
If you're registered for Online Banking then we'll pre-fill the application form, saving you time.
Would you like to apply for a sole or joint account?
Please tell us if the application is just for you or a joint application.

Start your application now

Just a heads up - we'll ask you to log in to your Online Banking at the next step.

Get your online application started by clicking 'Start your application' below. The full name you put on this form must exactly match the one on the photo ID you'll use to apply.

After you’ve finished your online application you’ll receive an email or secure inbox message within 2 working days asking you to:

  1. Complete our Customer Acceptance form, and;
  2. Upload your identity documents digitally.

Once we have everything, we’ll open your account and send your new account details to you within 5 working days.

Start your application now

Just a heads up - we'll ask you to log in to your Online Banking at the next step.

Get your online application started by clicking 'Start your application' below. The full name you put on this form must exactly match the one on the photo ID you'll use to apply.

After you’ve finished your online application you’ll receive an email or secure inbox message within 2 working days asking you to:

  1. Complete our Customer Acceptance form, and;
  2. Upload your identity documents digitally.

Once we have everything, we’ll open your account and send your new account details to you within 5 working days.

Would you like to apply for a sole or joint account?
Please tell us if the application is just for you or a joint application.

Start your application now

Get your online application started by clicking 'Start your application' below. The full name you put on this form must exactly match the one on the photo ID you'll use to apply.

After you’ve finished your online application you’ll receive an email or secure inbox message within 2 working days asking you to:

  1. Complete our Customer Acceptance form, and;
  2. Upload your identity documents digitally.

Once we have everything, we’ll open your account and send your new account details to you within 5 working days.

Start your application now

Get your online application started by clicking 'Start your application' below. The full name you put on this form must exactly match the one on the photo ID you'll use to apply.

After you’ve finished your online application you’ll receive an email or secure inbox message within 2 working days asking you to:

  1. Complete our Customer Acceptance form, and;
  2. Upload your identity documents digitally.

Once we have everything, we’ll open your account and send your new account details to you within 5 working days.

Would you like to apply for a sole or joint account?
Please tell us if the application is just for you or a joint application.

Start your application today

Get your online application started by clicking 'Start your application' below. The full name you put on this form must exactly match the one on the photo ID you'll use to apply.

After you’ve finished your online application you’ll receive an email or secure inbox message within 2 working days asking you to:

  1. Complete our Customer Acceptance form, and;
  2. Upload your identity documents digitally.

Once we have everything, we’ll open your account and send your new account details to you within 5 working days.

Great, you're ready to apply

Get your online application started by clicking 'Start your application' below. The full name you put on this form must exactly match the one on the photo ID you'll use to apply.

After you’ve finished your online application you’ll receive an email or secure inbox message within 2 working days asking you to:

  1. Complete our Customer Acceptance form, and;
  2. Upload your identity documents digitally.

Once we have everything, we’ll open your account and send your new account details to you within 5 working days.