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Gold account

A bank account with extra benefits

Coronavirus and your Gold account

The Gold account monthly fee of £18 has been waived until further notice. This decision will not affect your Gold account benefits which all remain in place, including the ability to make claims under our travel insurance. We will keep this fee suspension under review and let you know when this fee will be reinstated.

More than just a bank account...

Our Gold account has everything you would expect from a current account plus a host of great benefits built in. 

More than just a current account...

Standard features

Arranged Overdraft

Apply for an Arranged Overdraft. Eligibility criteria applies.

Joint account

You can open a Gold account in sole or joint names.

Mobile app

Stay in control of your finances with our easy to use mobile banking app.

Online banking

Banking at your convenience, day or night, with our Online banking service.

Insurance & Protection

Comprehensive Travel Insurance

Cover when travelling, including winter sports cover.

Private Motor Excess Insurance

Works with your existing car insurance where vehicle damage is above your excess limit.

Lifestyle benefits

Ten concierge service

A round-the-clock concierge service to help you make the most of your valuable free time.

Earn interest

Earn interest

Our Gold account pays a rate of interest on your balance.

Keep track of your finances, day or night

Internet banking

Manage and keep track of your finances 24/7

Our internet banking services are easy to use and give you everything you need to manage your money online.

Our Online banking service is a fast and secure way to manage your everyday finances.

Our ibanking service is designed for customers with multi-currency, fixed rate or fixed term accounts.

Online banking is available to customers aged 11+ with a Isle of Man Bank account.  

ibanking is available to customers aged 16+ with a Isle of Man Bank account.

Mobile app

Banking at your fingertips

Banking has never been so convenient with our simple mobile banking app.

Whether you need to check your balances, transfer some money or make a payment, you can now do it all on the move.

And thats not all. Find out what else you can do.

Our app is available to customers who have Online banking and a Channel Islands, Isle of Man, UK or international mobile number (available in 18 countries).

Important information

You can apply for a Gold account if you are:

  • Aged 18+ and permanently resident in the Isle of Man.

Insurance product information for our Gold account

The Gold account comes with a range of insurance policies that could cover you and your family. Please review the following documents to ensure our policies fully meet your needs and the cover is right for you.

How to apply

Gold account applications temporarily suspended

Due to current worldwide travel restrictions affecting travel insurance, we are temporarily not accepting new applications for our Gold account.

We apologise for any inconvenience caused.