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Personal Loans

Information about our personal loans

To apply you must be 18+, resident in the Isle of Man and have an Isle of Man Bank current account or mortgage.

Loan features

The need-to-knows about our personal loans

  • Borrow between £1,000 and £35,000
  • Fixed monthly payments mean no unexpected changes to your monthly repayment amount
  • You'll be given a personalised rate depending on your circumstances and how much you want to borrow
  • A range of repayment terms are available, depending on the purpose of the loan

Borrowing terms for our personal loans

This is the period of time your personal loan agreement is in place. Our minimum and maximum terms for certain loan values are below.

Important information

The following fees apply to our personal loans.

Making loans easier to understand

Our loans jargon buster will help take the mystery out of personal loans.

View a list of terms and phrases you might come across along with an explanation of what they mean.

How to apply

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In branch

Find your nearest Isle of Man Bank branch and arrange an appointment to apply for a personal loan with us.

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By telephone

Give us a call on 01624 637190

Lines are open from Monday to Friday 9am - 5pm, except on bank holidays.

If outside these hours please leave a message and we'll contact you as soon as we can.