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You could borrow extra on your mortgage for a range of purposes, for example home improvements, a new car, a dream holiday or a wedding.
Our mortgage calculator and mortgage rate finder will help you decide how much you can afford in as little as 10 minutes.
Applications for additional borrowing must be for an acceptable purpose. The most common purposes are home improvements, a new car, a dream holiday or a wedding. We'll cover this in full during your first mortgage appointment.
The minimum borrowing term is 3 years and the maximum is 35 years. Any new mortgage borrowing will run concurrently with your existing mortgage.
The maximum age for repayment is 65 years old. Where a mortgage extends beyond this age, you should be able to demonstrate continued ability to repay the loan by way of a pension or alternative means.