Mortgage Rate Finder | Isle Of Man Bank

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Mortgage Rates Calculator

Quickly search our range of mortgages and current mortgage rates with our mortgage calculator. It's easy to see our great range of mortgage deals.

Max 35
This is the purchase price of the property.
The amount of cash you are putting towards the cost of your property.
This is the purchase price of the property you wish to move to.
This is the amount of equity and/or cash you are putting towards the cost of the new property.
The value of your current property based on the last valuation.
This is the outstanding balance of your current mortgage.

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mortgages found

To see more details on a mortgage, press the Show more button.
You can also sort the products by clicking the heading you'd like to sort by.

 

Sorry, based on the details provided it appears we do not have a product range that meet your needs. Please refer to the details below and amend you search as required:

New Residential mortgages: minimum deposit 5% and minimum loan size £30,000

Existing Residential mortgages borrowing more: minimum loan size £25,000

New Buy to Let customers: minimum deposit 25% and minimum loan size £100,000

Existing Buy to Let customers borrowing more: minimum loan size £25,000

 

 

Sorry, based on the details provided it appears we do not have a product range that meet your needs. Please refer to the details below and amend you search as required :

New Residential mortgages: minimum deposit 10% and minimum loan size £30,000

Existing Residential mortgages borrowing more: minimum loan size £25,000

New Buy to Let customers: minimum deposit 25% and minimum loan size £100,000

Existing Buy to Let customers borrowing more: minimum loan size £25,000

 

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Important Information

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

All figures provided are for illustrative purposes only. This will be dependant on your financial situation, property value and the size of your deposit or equity. This is not a formal quotation or a commitment to lend.

Representative Example - Fixed Rate

A mortgage of £200,000 payable over 25 years initially on a fixed rate for 2 years at 1.29% and then our variable rate of 3.85% for the remaining 23 years would require 24 monthly payments of £780.22 and 276 payments of £1,015.22. The total amount payable would be £300,209.31 made up of the loan amount of £200,000 plus interest of £98,925.31. A product fee of £999, a valuation fee of £255 and a CHAPS fee of £30 are also payable.

The overall cost for comparison is 3.5% APR representative.

Representative Example - Fixed Rate

A mortgage of £200,000 payable over 25 years initially on a fixed rate for 2 years at 1.29% and then our variable rate of 3.85% for the remaining 23 years would require 24 monthly payments of £780.22 and 276 payments of £1,015.22. The total amount payable would be £300,209.31 made up of the loan amount of £200,000 plus interest of £98,925.31. A product fee of £999, a valuation fee of £255 and a CHAPS fee of £30 are also payable.

The overall cost for comparison is 3.5% APR representative.


You must currently own no more than 9 Buy to let properties and your maximum borrowing cannot exceed £3.5 million. Buy to let properties are subject to a minimum purchase price of £150,000.

Mortgage Term should not be more than 35 

Minimum value should not be less than 3

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