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Premier Gold account

An extra benefit bank account

Coronavirus and your Gold account

We're taking further steps to help support our customers, by suspending the following fees:

  • From 3 April for the next 3 months, we will not charge an overdraft fee for both arranged and unarranged borrowing. We will continue to charge arranged overdraft interest.
  • The Gold account monthly fee of £18 has been waived until further notice. This decision will not affect your Gold account benefits which all remain in place, including the ability to make claims under our travel insurance. We will keep this fee suspension under review and let you know when this fee will be reinstated.

More than just a bank account...

More than just a current account...

Standard features

Arranged Overdraft

Apply for an Arranged Overdraft. Eligibility criteria applies.

Joint account

You can open a Gold account in sole or joint names.

Mobile app

Stay in control of your finances with our easy to use mobile banking app.

Online banking

Banking at your convenience, day or night, with our Online banking service.

Insurance & Protection

Comprehensive Travel Insurance

Cover when travelling, including winter sports cover.

Private Motor Excess Insurance

Works with your existing car insurance where vehicle damage is above your excess limit.

Lifestyle benefits

Ten concierge service

A round-the-clock concierge service to help you make the most of your valuable free time.

Keep track of your finances, day or night

Internet banking

Manage and keep track of your finances 24/7

Our Online banking service is a fast and secure way to manage your everyday finances.

Our ibanking service is designed for customers with multi-currency, fixed rate or fixed term accounts.

Online banking is available to customers aged 11+ with a Isle of Man Bank account.  

ibanking is available to customers aged 16+ with a Isle of Man Bank account.

Mobile app

Banking at your fingertips

Banking has never been so convenient with our simple mobile banking app.

Whether you need to check your balances, transfer some money or make a payment, you can now do it all on the move.

And thats not all. Find out what else you can do.

Our app is available to customers who have Online banking and a Channel Islands, Isle of Man, UK or international mobile number (available in 18 countries).

Important information

To become a Premier customer you'll need to be 18+, permanently resident in Isle of Man and meet the following criteria:

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Sole income

Sole income of at least £100,000 paid into an Isle of Man Bank account
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Savings

Savings of at least £100,000 held in an Isle of Man Bank account
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Subject to acceptance

Premier is subject to application, status and acceptance by Isle of Man Bank.

Insurance product information for our Gold account

The Gold account comes with a range of insurance policies that could cover you and your family. Please review the following documents to ensure our policies fully meet your needs and the cover is right for you.

How to apply

Gold account applications temporarily suspended

Due to current worldwide travel restrictions affecting travel insurance, we are temporarily not accepting new applications for our Gold account.

We apologise for any inconvenience caused.