To create an international payee, make the initial payment to the recipient and the payee details will be available for future payments.
What you'll need
To approve an initial payment to a recipient you will require:
- A personal current or savings bank account
and either:
Your step-by-step guide
- Log in to online banking
- Select 'Payments & transfers' from the main menu
- Under 'International payments', choose 'Make an international payment'
Choose the account to send the money from
- If you select 'Pay one of your saved payees': choose a recipient's name from the list and then the payee's currency
- If you select 'Pay someone new': select the country that you are sending money to from the list and the payee's currency
- Enter the amount that you would like to send and choose which charges you wish to pay
- Select 'Get exchange rate and charges' and review the quote
If you accept the quote, press 'Next'
Complete the payee’s details
If you are paying an existing payee these details will be pre-populated.
- Payee's name
- Payee's address
- Account details
If the destination country uses International Bank Account Numbers (IBAN), please select 'IBAN & BIC'.
- Bank Identifier Code (BIC): Also known as a SWIFT Code, Business Identifier Code or Bank International Code. A BIC is a globally recognised code that specifies which bank we need to send the money to. The code has either 8 or 11 characters.
- IBAN: International Bank Account Number (IBAN) Banks use an IBAN to identify accounts for international payments made in Europe as well as some other countries.
For other countries or if you don't know the IBAN number, please select 'Account number & BIC' or 'Account number & NCC'.
- National Clearing Code (NCC): An NCC is needed for making a payments that don't have a SWIFT/BIC or IBAN code. They are also known as Routing Codes or Bank State Branch (BSB) codes for some countries (e.g. South Africa, Australia and New Zealand).
Complete the additional details
- Reference for your statement
- Message to payee
- Purpose of payment code (Payments to Bahrain or United Arab Emirates require a code)
Select 'Next'
Review the payment details
- Acknowledge you have read and accept the terms and conditions
- Complete the security check to advise the reason for the payment
Confirm that you wish to continue and press 'Make payment'
If this is the first payment made to this recipient, you'll be asked to approve the payment using your card reader or using our mobile app if you have registered for biometric approval.
Learn more about online banking
Online banking available to customers aged 11+ with an Isle of Man Bank account.
