Overlay

How can I set my own debit card contactless payment limit?

How can I set my own debit card contactless payment limit?

If you want to choose your own contactless payment limit for your Mastercard debit card, below the standard £100 limit, you can now do so in your mobile app.

To choose a different limit, simply;

  1. Open your Mobile Banking app
  2. Tap on the current account linked to your debit card
  3. Choose the option ‘Manage my card & Apple Pay / Google Pay’
  4. Tap ‘Card payment controls’
  5. Tap ‘Contactless payment limit’
  6. Here, you can select which limit you would like. You can choose your own limit between £5 and £100, in £5 increments.
  7. Once you’re happy with your limit and have read though the information, hit ‘Save’ to confirm your new limit.

Please note, if you set your own limit below £100 this limit will also apply to contactless Apple Pay or Google Pay™ transactions.

Can I choose my own contactless limit if I have a Visa debit card?

Can I choose my own contactless limit if I have a Visa debit card?

No, if you have a Visa debit card with us, you can’t choose your own contactless limit at the moment. We apologise for any inconvenience.

Can I set a contactless limit for my joint bank account?

Can I set a contactless limit for my credit card?

Can I set a contactless limit for my credit card?

No, we don’t currently offer functionality to set your own contactless limit for a credit card. We apologise for any inconvenience.

What happens if I attempt a contactless payment above my limit?

What happens if I attempt a contactless payment above my limit?

If you try to make a payment above either the standard contactless payment limit, or above a limit you set yourself in Mobile Banking, that payment will be declined.

Can I freeze contactless payments on my debit card completely?

Other help and support