I don't have a card-reader, how can I make a payment?
If you want to set up or amend a payee on your Online banking service you will need your mobile app if you are registered for Biometrics or a a card-reader. However you don't need your card-reader to arrange a payment to someone that you have paid previously using Online banking.
To make future online payments we would suggest you check if you are eligible to register for biometrics on the mobile app or order a card-reader.